Cost of Living in Kauai Island, HI featured image


Learn the latest cost of living on Kauai, which includes the cost of living index info, housing, food, transportation, & more.

Cost of living, in simplest terms, is the amount of money required for a person to maintain a certain standard of living in a particular area. It is usually the basis for assessing the affordability of living in one city versus another and includes the costs of housing, food, transportation, health care, taxes, and other necessities. The cost of living index is a theoretical price index that measures the relative cost of living in a specific location over a specific period of time. This type of information can be very helpful if you are considering moving to a new city or state.

2020 Cost of Living Index on Kauai Island, Hawaii

2020 Cost of Living Index in Kauai Island, Hawaii

If you are considering relocating to Kauai Island, Hawaii, it would be to your best interest to research on current data that can help you determine if your expected income will allow you to maintain your current lifestyle at the least. The table below shows recent cost of living indexes for this lovely city.

This table shows the cost of living indexes for the island of Kauai, the Aloha State, and the whole of the United States. When comparing the cost of living index of two or more locations, you will notice that the values of the primary location are all fixed at 100, whereas the values of the other location/s that is/are being compared to it are either higher or lower than 100, depending on the actual costs of the basic goods and services in these areas. In the table above, the primary location is the United States and all of the values under the column for the United States are constant at 100, while the ones for the other two locations are either higher or lower than 100.

From this table, you can see that the cost of living in Kauai is 57.5% higher than the rest of the nation. The highest expense in this island is housing, at an index of 247.1, followed by utilities at 199.4 then groceries at 167.6. The lowest expense is transportation, which is lower than the nation’s index at 88.5. The cost of health care is also relatively lower at 92.2.

Housing Costs

Housing Costs in Kauai Island, Hawaii

The median home value in Kauai Island is $378,300, 105% higher than the US average. The home ownership rate in this area is 45%, 30% lower than the US average. In terms of rent, the average cost of rent for a 1-bedroom apartment in the downtown area in Kauai is $1,049; for a 3-bedroom apartment, $1,827. The average monthly utility bill for one person is $102. This covers electricity, heating, and water. Utilities expenses for a family would average $157. An internet plan (50 Mbps+ 1 month unlimited) costs an average of $63.60.

Cost of Food and Groceries

Cost of Food and Groceries in Kauai Island, Hawaii

The average cost of eating out for lunch is $13.40; while dinner for two in a restaurant would be around $52.10. A regular meal at a fast food place would cost about $7.49. For grocery items: the average cost of one liter of milk is $0.88; a loaf of white bread, $2.54; a kilo of white rice, $3.84; a dozen tray of eggs, $2.31; a kilo of chicken breast, $8.87; a kilo of round steak, $12, a kilo of apples, Apples, $4.50; a kilo of bananas, $1.70; a kilo of oranges, $3.95.

Cost of Basic Services

In Kauai, the average cost of a simple haircut is $15.60. If you’d like to sign up for a gym membership, the monthly rate goes for around $37.20. The bill for a visit to a general practitioner averages $107. A month in daycare or preschool would cost around $860.


Transportation Costs in Kauai Island, Hawaii

The average cost for a ticket on local transport is $2.16; a monthly ticket sells for $57. The fare for an 5-mile taxi ride costs about $17.30. A gallon of gas costs $4.00 on average.

Kauai County, Hawaii Taxes

Cost of Living in Kauai Island, HI infographic

Compared to the rest of the states in the country, Hawaii has the lowest property tax rate, with an average effective property tax rate of just 0.27%. Because of this very low property tax rate, homeowners in Hawaii only pay $1,529 in property taxes each year, around $500 less than the national average, even with a median home value of almost $564,000, which is higher than any other state in the US. One major reason Hawaii has low property taxes is because the state offers generous exemptions on owner-occupied residences. The Aloha State’s homeowners are eligible for exemptions ranging from $80,000 to $160,000, depending on their county of residence.

In Kauai County, where the island of Kauai is located, the effective property tax rate is 0.25%. On average, homeowners in Kauai County pay $1,321 in property taxes every year. Property owners who qualify for the homeowner exemption in Kauai County pay a lower tax rate. In comparison, the full residential rate in this county is 6.05 per $1,000 in taxable value, while the homestead rate is 3.05 per $1,000.

Moving to Kauai Island, Hawaii

If you are considering moving to the wonderful island of Kauai, we hope that the information we have provided here has helped you assess and determine if you can afford to live comfortably in this location. Once you have decided to move to Kauai and buy a home, we will be more than happy to offer professional assistance and help you get the best deal out of your home purchase. Feel free to give us a call at (808) 634-8765 or send us an email at [email protected] if you have any questions or if you would like to schedule an appointment.

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